Custom wealth management software development services

We offer a full range: proof of concept, MVP, end-to-end wealth management platform development, AI/ML integration, AI-native development, and legacy modernization of outdated investment platforms. Our services are custom, so we handle a wide range of requests — if you don’t see exactly what you need listed, send us your project brief.

Yes — this is one of our most common engagements. We audit the existing platform first, map dependencies, then migrate in phases, often running the legacy system and the new platform side by side until cutover is validated. That’s exactly the approach we took modernizing a £12.9B investment portfolio management platform for Octopus Investments.

Yes. Starting fresh is genuinely an advantage — we design the compliance posture, data model, and security architecture in from day one rather than retrofitting them later. If you’re starting from a blank page, we run full discovery first; if you’ve already scoped the project yourself, we compress discovery accordingly and move straight to architecture. This is how we built Mozaiik’s multi-tenant, entity-first wealth management platform for the Canadian market from the ground up in a few months of AI-native development. Canadian regulatory and tax requirements, such as RRSP/TFSA contribution room and 21-year deemed disposition tracking, were built into the platform natively, not added as workarounds.

We work with platforms that are genuinely accessible for integration — Salesforce Financial Services Cloud, Addepar, and SS&C Black Diamond among them. For platforms that require formal implementation-partner status (Temenos, Avaloq, and similar core systems), that’s a different conversation — reach out and we’ll be straight with you about what’s realistic.

Yes. We build and modernize wealth management software for banks, credit unions, and trust companies across Canada and the US. Headquartered in Toronto, we understand the wealth management software Canada’s financial institutions need: native support for registered accounts like RRSPs and TFSAs, Canadian tax logic, and client data hosted in Canadian AWS regions when residency is required. For banks running legacy wealth systems, we modernize in phases, keeping the existing platform live until the new one is validated, so day-to-day operations are never disrupted. We also design with OSFI technology and third-party risk expectations in mind, which matters when a federally regulated institution evaluates a development partner.

Yes — you can bring us in to extend your existing team rather than handing over a full build, if that’s a better fit for where your project already is. We also offer CTO-as-a-Service and AI solutions architect engagements for projects that need senior technical leadership without a full build.

A platform is the foundation — the data model, compliance layer, role-based access, and integrations that everything else runs on. An app is often one interface into that platform (advisor-facing or client-facing). We build both, but the platform decisions are the ones that determine whether the app can actually scale later — and whether external users (partner advisors, for instance) can operate inside your system without compromising your data or IP.

It depends on your firm’s scale, budget, and what sets you apart from competitors. Buying a SaaS platform makes sense if your needs are standard, such as portfolio accounting, rebalancing, client portals, and custodian data feeds. You pay licensing and implementation fees, and the vendor handles maintenance, security updates, and compliance.

Building custom software makes sense when your competitive edge depends on something off-the-shelf tools can’t do. That could be a proprietary investment model, a niche client base with unique workflows, or regulatory requirements that existing platforms don’t support. Building is also faster and more affordable than many firms expect.

For example, Mozaiik chose to build because no platform handled Canadian tax requirements natively. Firms were paying $150K+ a year for US-built tools that needed manual workarounds. We delivered its multi-tenant platform in a few months across eight build phases, in full scope, and more than 40% under the original budget estimate.

If you already run a platform that’s holding you back, modernization is a third option. We rebuilt Octopus Group’s legacy investment platform in the cloud without disrupting operations. It now manages £12.9B for more than 63,000 investors.

Yes. Euristiq is headquartered in Toronto, and we built Mozaiik, the first Canadian-native wealth management platform for investment counsel firms and multi-family offices. It supports Canadian tax requirements natively, such as registered account contribution room, CDA/GRIP/RDTOH balances, and 21-year deemed disposition tracking. We design custom software for Canadian regulations and privacy law, including CIRO, CSA, FINTRAC, PIPEDA, and Quebec Law 25, and can host client data in Canadian AWS regions.